Free Mortgage Calculators That Show You the Real Numbers

Estimate your total monthly mortgage payment, cash to close, affordability, and refinance options before you talk to a lender or apply for a mortgage.
No sign-ups. No pressure. Just clear numbers to help you plan with confidence.

Total Mortgage Payment and Cash to Close Calculator

Calculate your total mortgage payment with taxes, insurance, PMI and out of pocket cost needed at closing including down payment and closing costs.

Try the Calculator →

Pre-Qualification Calculator

Find out how much home you may qualify for based on your income, debts, and expenses.

Try the Calculator →

Income Needed Calculator

Determine how much income you need to qualify for a specific mortgage amount.

Try the Calculator →

Mortgage Payment Calculator with Amortization Schedule

Calculate your monthly payments and view a full amortization breakdown of principal and interest.

Try the Calculator →

Net Proceeds from Sale Calculator

Estimate how much you'll walk away with after selling your home and paying off expenses.

Try the Calculator →

Refinance Calculator

Compare your existing mortgage to a new one and see potential savings from refinancing.

Try the Calculator →

Rent vs. Buy Calculator

Analyze the long-term costs and benefits of renting versus buying a home.

Try the Calculator →

Down Payment Savings Calculator

Estimate how much to save each month toward your down payment or closing costs.

Try the Calculator →

Home Buying Guides and FAQs

Learn how to buy a home, get the best rate, improve your credit score, and more — plus answers to frequently asked questions.

Get the Free Guides →    Read the FAQ →
For Professionals

Are you a real estate agent, loan officer, or mortgage company?

Add all 8 professional-grade calculators to your website — color-matched to your brand, with your logo, on your domain. No coding required.

Add These to Your Website →

Individual Pro · Team / Office · Enterprise  —  See a live demo first →