Free Mortgage Calculators That Show You the Real Numbers

Estimate your total monthly payment, cash to close, affordability, and refinance options before you talk to a lender or apply for a mortgage.
No sign-ups. No pressure. Just clear numbers to help you plan with confidence.

Total Payment and Cash to Close Calculator

Calculate your total payment and out of pocket cost needed at closing including down payment and closing costs.

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Pre-Qualification Calculator

Find out how much home you may qualify for based on your income, debts, and expenses.

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Income Needed Calculator

Determine how much income you need to qualify for a specific mortgage amount.

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Mortgage Calculator with Amortization Schedule

Estimate your monthly payments and view a full amortization breakdown of principal and interest.

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Net Proceeds from Sale Calculator

Estimate how much you'll walk away with after selling your home and paying off expenses.

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Refinance Calculator

Compare your existing mortgage to a new one and see potential savings from refinancing.

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Rent vs. Buy Calculator

Analyze the long-term costs and benefits of renting versus buying a home.

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Savings Goal Calculator

Plan how much you need to save monthly to reach your down payment or other financial goals.

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Home Buying Guides and FAQs

Learn how to buy a home, get the best rate, improve your credit score, and more — plus answers to frequently asked questions.

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