Your Mortgage Toolbox
Free Download — No Account Required

Mortgage Calculators
on Your Phone

The Your Mortgage Toolbox app gives you 8 free mortgage calculators — total payment, cash to close, affordability, refinance, net proceeds, rent vs. buy, and more. Open the app, enter your numbers, and get answers in seconds.

Download on the App Store Get it on Google Play Available at Amazon Appstore

Free on iPhone, iPad & Android  ·  Also available on Amazon Fire tablets  ·  No signup required

Your Mortgage Toolbox app home screen showing all 8 calculators
Home Screen
Mortgage payment calculator screen showing inputs and results
Calculator
What’s Inside

8 Free Mortgage Calculators

Everything you need to understand a home purchase, refinance, sale, or savings plan — all in one free app. No ads, no account, no pressure.

01
Total Payment & Cash to Close Monthly payment plus all cash needed at closing — in one view.
02
Pre-Qualification Estimate how much home you may qualify for based on income and debts.
03
Income Needed Work backwards from a target price to find the income required.
04
Mortgage Payment Quick P&I estimate with a full amortization schedule.
05
Net Proceeds from Sale See what you’ll walk away with after commissions and costs.
06
Refinance Savings Monthly savings, lifetime interest savings, and break-even timeline.
07
Rent vs. Buy Analysis Side-by-side cost comparison with a 10-year break-even point.
08
Down Payment Savings Goal How long until you have enough saved — with a month-by-month plan.
Completely free
No account required
No ads
Save your calculations
Share results via text or email
iPhone, Android & Fire tablet

Are You a Real Estate Agent or Loan Officer?

Put your name, photo, and contact info on all 8 calculators and share a branded version of this app with every client. When your clients share it, new users automatically receive your branding — turning every download into a referral.

See the Branded App for Agents & Lenders →

Questions about the app? Visit our app support page.

Prefer to use the calculators on the web? All 8 tools are also available on our website — no download required. Visit YourMortgageToolbox.com →