That Number You’re Shopping With Is Not Your Payment You found a calculator online, ran the numbers, and the payment looked like something you could work with. So you started shopping. This is how most buyers enter the market, and it is also how most buyers end up in an uncomfortable conversation with their lender … Read more
Most online mortgage calculators give you a number. The problem is that the number is usually wrong. It’s a principal-and-interest estimate that gets dressed up to look like a payment, and by the time a lender runs the actual figures, buyers are often caught off guard by how different the real total is. We built … Read more
Freddie Mac’s latest survey put the 30-year fixed mortgage rate at 6.69 percent, the highest reading in just over a year. Rates have climbed for five straight weeks, and July existing home sales fell 1.7 percent to a 4.06 million annual pace. If you’ve been watching the news, you know this story has gotten plenty … Read more
The July jobs report was bad by most measures. The U.S. economy shed 23,000 jobs when forecasters were expecting a gain of around 83,000. On top of that, May and June numbers were revised down by over 100,000 combined. If you follow economic news at all, you know that’s a significant miss. And mortgage rates … Read more
Foreclosure filings are up 21% year-over-year per ATTOM. Here is why this is a pandemic hangover being cleared, not a sign of a broken housing market.
The 30-year fixed just hit an 11-month high, yet purchase applications rose 3% week-over-week. Here is what that says about today’s buyers.
A record 19% of buyers are searching outside their home state. Here is how cross-state relocation is reshaping housing affordability in 2026.
Builders are offering $15,000 to $60,000 in rate buydowns and zero-closing-cost deals. Here is how new construction financing compares to resale.
Fannie Mae and Freddie Mac now allow FICO 10T and VantageScore 4.0. Here is what the credit score overhaul means for mortgage borrowers in 2026.
Mortgage rates moved last week and the Fed had nothing to do with it. Here is how geopolitical events are driving rate volatility for buyers in 2026.