Foreclosures Are Up 21%. Before You Panic, Here’s What That Number Actually Means.
Foreclosure filings are up 21% year-over-year per ATTOM. Here is why this is a pandemic hangover being cleared, not a sign of a broken housing market.
Don Proctor
Rates Are at an 11-Month High and Purchase Activity Is Going Up. Here’s What’s Actually Happening.
The 30-year fixed just hit an 11-month high, yet purchase applications rose 3% week-over-week. Here is what that says about today’s buyers.
Nearly 1 in 5 Buyers Is Looking to Relocate Right Now. Here’s What the Math Actually Says.
A record 19% of buyers are searching outside their home state. Here is how cross-state relocation is reshaping housing affordability in 2026.
Builders Are Out-Financing Resale. Here’s the Math Buyers Need to See Before They Choose.
Builders are offering $15,000 to $60,000 in rate buydowns and zero-closing-cost deals. Here is how new construction financing compares to resale.
The Credit Score Rules for Mortgage Approval Just Changed. Here’s What Borrowers Need to Know.
Fannie Mae and Freddie Mac now allow FICO 10T and VantageScore 4.0. Here is what the credit score overhaul means for mortgage borrowers in 2026.
The Fed Didn’t Move Your Rate. A War Did. Here’s What to Do About It.
Mortgage rates moved last week and the Fed had nothing to do with it. Here is how geopolitical events are driving rate volatility for buyers in 2026.
The Property Tax Revolt Is Real. But Don’t Expect Politicians to Fix Your Bill.
More than a dozen states are fighting to cut, cap, or eliminate property taxes. Here is what the homeowner tax revolt means for buyers and sellers.
First-Time Buyers Are Waiting Until 38. Most Don’t Have To.
First-time buyers make up just 24% of home purchases, a 40-year low. Here are the down payment options most buyers don’t know about.
Nearly Half of Home Sales Now Include a Seller Concession – Are You Using That Leverage?
Sellers are giving ground in nearly half of all home sales. Here is how to use seller concessions to buy down your rate or cut closing costs.
Are Generic Online Mortgage Calculators Lying to You?
Most online mortgage calculators show only principal and interest. Here is why that number is missing hundreds of dollars in real housing costs.